1.  TAKE PERSONAL RESPONSIBILITY - It's Up to Me --> No Blaming; No Excuses.
2.  A HEALTHY ATTITUED - Negativity, Pessimisn, and Griping Accomplish Nothing.
3.  FOCUSED DISCIPLINE - Do What You Don't Want to Do in Pursuit of All That You Want.
4.  TAKE ACTION - Actions Speak Louder Than Words - Quit Talking and Start Doing.
5.  DESIRE - Concentrate on Finding Your Goal --> Then Commit to Reaching It.
6.  BELIEF - You Must First believe In Order to Achieve...Act As If You Have Already Achieved Your Goal and It's Yours.
7.  EMBRACE ALL ADVERSITY AND STRUGGLES - Winners Do All Those Things Losers Refuse to Do.
8.  MASTER YOUR FEARS - The Distance is Nothing...It's Only the First Step That's Difficult.
9.  GOOD HEALTH AND ENERGY - Nobody Can Go Back and Start a New Beginning... But Anyone Can Start Today and Make a New Ending.
10. MANAGE YOUR LANGUAGE - Words are powerful...be careful how you use them.

Lesson 1:

A man is getting into the shower just as his wife is finishing up her shower,
when the doorbell rings.

The wife quickly wraps herself in a towel and runs downstairs.

When she opens the door, there stands Bob, the next-door neighbour.

Before she says a word, Bob says, 'I'll give you $800 to drop that towel.'


After thinking for a moment, the woman drops her towel and stands naked in front
of Bob, after a few seconds, Bob hands her $800 and lea ves.


The woman wraps back up in the towel and goes back upstairs.

W hen sh e gets to the bathroom, her husband asks, 'Who was tha t?'

'It was Bob the next door neighbour,' she replies.

'Great,' the husband says, 'did he say anything about the $800 he owes me?'



Moral of the story:

If you share critical information pertaining to credit and risk with your
shareholders in time, you may be in a position to preven t avoidable exposure.



Lesson 2:


A priest offered a Nun a lift.

She got in and crossed her legs, forcing her gown to reveal a leg.

The priest nearly had an accident.

After controlling the car, he stealthily slid his hand up her leg.
The nun said, 'Father, remember Psalm 129?'

The priest removed his hand. But, changing gears, he let his hand s lide up
her leg again.
The nun once again said, 'Father, remember Psalm 129?'

The priest apologized 'Sorry sister but the flesh is weak.'

Arriving at the convent, the nun sighed heavi ly
and went on her way.

On his arrival at the church, the priest rushed to look up Psalm 129. It said,
'Go forth and seek, further up, you will find glory.'

Moral of the story:
If you are not well informed in your job, you might miss a great opportunity.



L esson 3:

A sales rep, an administration clerk, and the manager are walking to lunch when
they find an antique oil lamp.

They rub it and a Genie comes out.
The Genie says, 'I'll give each of you just one wish.'
'Me first! Me first!' says the admin clerk. 'I want to be in the Bahamas,
driving
a speedboat, without a care in the world.'
Puff! She's gone.

'Me next! Me next!' says the sales rep. 'I want to be in Hawaii , relaxing on
the beach with my personal masseuse, an endless supply of Pina Coladas and the
love of my life.'

Puff! He's gone.

'OK, you're up,' the Genie says to the manager.
The manager says, 'I want those two back in the office after
lunch.'


Moral of the story:
Always let your boss have the first say.

Lesson 4


An eagle was sitting on a tree resting, doing nothing.

A small rabbit saw the eagle and asked him, 'Can I also sit like you and do
nothing?'
The eagle answered: 'Sure, why not.'


So, the rabbit sat on the ground b elow the eagle and rested. All of a sudden,
a fox appeared, jumped on the rabbit and ate it.

Moral of the story:
To be sitting and doing nothing, you must be sitting very, very high up.




Lesson 5

A turkey was chatting with a bull.

'I would love to be able to get to the top of that tree' sighed the turkey,
'but I haven't got the energy.'
'Well, why don't you nibble on some of my droppings?' replied the bull.
They're packed with nutrients.'

The tur key pecked at a lump of dung, and found it actually gave him enough
st rength to reach the lowest branch of the tree.

The next day, after eating some more dung, he reached the second branch.

Finally after a fourth night, the turkey was proudly perched at the top of
the tree.

He was promptly spotted by a farmer, who shot him out of the tree.


Moral of the st ory:
Bull Crap might get you to the top, but it won't keep you there...



Lesson 6


A little bird was flying south for the winter. It was so cold the bird froze
and fell to the ground into a large field.

While he was lying there, a cow came by and dropped some dung on him.

As the frozen bird lay there in the pile of cow dung, he began to realize how
warm he was.

The dung was actually thawing him out!

He lay there all warm and happy, and soon began to sing for joy.
A passing cat heard the bird singing a nd came to investigate.

Following the sound, the cat discovered the bird under the pi le of cow dung,
and promptly dug him out and ate him.


Morals of the story:
(1) Not everyone who craps on you is your enemy.

(2) Not everyone who gets you out of crap is your
friend.

(3) And when you're in deep crap, it's best to keep
your mouth shut!