Unintentional Entrepreneur: Atlanta

As part of Upscale Magazine’s Makeover Feature (April 2009), Shannon Nash served as the magazine’s financial expert in dishing out practical ways to cut unnecessary spending and saving money.  ”Cashing In” features Shannon providing a makeover for Tammy Garnes, a 37 year-old wife and mom of 2 in the Atlanta area.  See the full article below.  

Want Shannon to Do a Makeover For YOU?

I am currently looking for your story to feature on this blog (as well as other potential mediums include: websites, magazines, podcasts, webinars, TV and radio).  

Participants will need to post a short comment telling me about your financial dilemma and why I should choose you for help (100 words or less).  

Three (3) people will be chosen for a makeover.  

Winners will receive a $25 American Express gift card and a consultation by me plus a follow-up to makeover their financial life.

All entries are due by midnight PST on June 1, 2009.  

Besides listing your city/state and first name, please don’t include any other personal information.  Don’t use your last name.   

By submitting to this blog, you agree to let your name, likeness and story be shared and reported in this blog and in other future stories and mediums (including other websites, electronic mediums and print mediums).  

Go to http://thenashchronicles.wordpress.com/upscale-magazine/ and SUBMIT YOUR STORY in the comments section of the page!  Be sure to keep your story to 100 words or less.  Good luck.

Upscale Magazine April 09 (1)

Upscale Magazine April 2009 (2)

Legal Disclaimer:

Denny's Grand Slam Free breakfast served over 2 million people!   From food, consumer goods, toiletries, amusement parks, even the kitchen sink.  You can find free stuff if you look for it.  Experts suggest that you set up a new email address to sign up for all these freebies so you don't get inundated with these offers.  

But beware of scams.  If you have to pay for it (beyond normal shipping and handling) its probably a scam.

Here's a List of Dont's -  Don't give out your social security number

Don't give out your phone number

Don't give out your credit card info

For more on Freebies check out this article:  http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/20-freebies-for-your-birthday.aspx

Have you scored big time with a freebie?  What is your favorite freebie?  Share with me:

This is certainly not the first time that we have had flu/disease scares.  Remember SARs?  Its a constant reminder that we live in a very uncertain world.  Its also a reminder that we need to be careful everyday, not just when we travel to foreign counties about germs and hygiene.  How many times do we touch our face after opening a door, shaking a strangers hand, and countless of other objects that we encounter which may have germs.  The good news is that we haven't had an epidemic in the US for some 40 years when 34,000 people died from the flu.  Right now we have 50 cases with no death, but I unfortunately predict that we will probably see some deaths in the US.  

But this is also a reminder that everyone needs what I call the "Loose Change Fund."  There's not much in this "fund"; its less than $100.  Its really your change in your piggy bank, or car, kitchen drawer, blue jean pockets, etc.  It's enough to allow you to get some quick preventive supplies.  In the case of the swine flu, this means buying masks (such as the N99 Mask) and hand sanitizer.  

Also, make sure that you have a medical directive (also known as a living will in some states) and a power of attorney/health care proxy so that your loved ones can help with quick medical decisions on your behalf if you are not able to do so.   Also, make sure that your loved ones know where you keep these documents (i.e., with an attorney, accountant, etc) so they can actually be easily found in cases of emergency.  

Let's pray that we get through this swine flu epidemic quickly.