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The ramblings of a Minnesota Realtor

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lundi, juillet 27, 2009 


http://www.postlets.com/res/2529504

4BR/2.5BA Single Family House
offered at $44,900

Affordable living! This home located on Highway 65 between Mora and Cambridge just needs a little love. Use as an investment property, or call it ho

Still available. Questions, shoot me an email!

mardi, juillet 22, 2008 

Maybe you dream of a close St. Cloud commute from Foreston.  Or maybe owning a home or a cabin near Mille Lacs Lake has always been a dream of yours.  No matter what area of Mille Lacs County you are looking for real estate in, Joslyn Panka has you covered!

By clicking the link below, you will be lead to a website of 73 listings for sale in Mille Lacs County right now - and all of them are under $100,000!  There's no obligation, and it's totally free, and you know you want to look!

Click the following URL to see the listings:
http://matrix.northstarmls.com/Matrix/Public/Email.aspx?ID=5024054026

 

If you have any questions about this or any other Mille Lacs County properties, please feel free to e-mail me or call me at anytime!

 

See my previous blogs for houses under $100,000 in Kanabec, Pine, and Isanti Counties.

My cell phone for direct access - 612-850-3153

Enjoy your home hunting!

 

**Joslyn can sign you up for automatic e-mail alerts! 

 Find out IMMEDIATELY when a home that meets your specifications in Minnesota comes on the market.  It's free, and you can cancel it at anytime!  Email what your ideal home would be like to joslyn@joslynsells.com with the subject "Sign me up", and I will enroll you right away!**

mardi, juillet 22, 2008 

Here's another cool listing that just came on the market! 

http://matrix.northstarmls.com/DAE.asp?ID=29228375-343520055-95

Joslyn Panka - keeping you updated with the NEWEST listings in Kanabec County and the surrounding areas!

If you have any questions about this or any other Kanabec County properties, please feel free to e-mail me or call me at anytime!

My cell phone for direct access - 612-850-3153

Enjoy your home hunting!

 

**Joslyn can sign you up for automatic e-mail alerts! 

 Find out IMMEDIATELY when a home that meets your specifications in Minnesota comes on the market.  It's free, and you can cancel it at anytime!  Email what your ideal home would be like to joslyn@joslynsells.com with the subject "Sign me up", and I will enroll you right away!**

lundi, juillet 21, 2008 

So you want to live in Cambridge, East Bethel, or the surrounding areas???

You've already heard it, but I'll say it again - now is a GREAT time to buy a house in Isanti County, too!

Maybe you are looking for foreclosures in Cambridge Minnesota.  Or maybe you are just looking for an investment property in Isanti Minnesota

Or maybe you just want a REALLY GOOD DEAL ON A HOUSE IN ISANTI COUNTY!

Well, I wanted to help you find that dream home that you are looking for.  So I went ahead and did a search to find you cheap homes in Cambridge, Minnesota and surrounding areas!

 

It's simple, free, and no obligation.  Just click here, or enter this link into your browser to see 42 listings in Isanti County under $100,000!

http://matrix.northstarmls.com/Matrix/Public/Email.aspx?ID=5018432829

 

If you have any questions about any of these properties, please feel free to e-mail me or call me at anytime!

Enjoy your home hunting!

 

**Joslyn can sign you up for automatic e-mail alerts!  Find out IMMEDIATELY when a home that meets your specifications in Minnesota comes on the market.  It's free, and you can cancel it at anytime!  Email what your ideal home would be like to joslyn@joslynsells.com with the subject "Sign me up", and I will enroll you right away!**

lundi, juillet 07, 2008 

There are some great deals in Pine County right now, too, and even more to choose from than in Kanabec!  Think of the awesome commute to the metro, yet still some space and even some land of your own!

Click the link to see the listings!

 

http://matrix.northstarmls.com/Matrix/Public/Email.aspx?ID=4958590104

mercredi, juillet 02, 2008 

You've already heard it, but I'll say it again - now is a GREAT time to buy a house in Kanabec County!

Maybe you are looking for foreclosures in Mora Minnesota.  Or maybe you are just looking for an investment property in Ogilvie Minnesota

Or maybe you just want a REALLY GOOD DEAL ON A HOUSE IN KANABEC COUNTY!

Well, I wanted to help you find that dream home that you are looking for.  So I went ahead and did a search to find you cheap homes in Mora Minnesota and surrounding areas!

 

It's simple, free, and no obligation.  Just click here, or enter this link into your browser to see 31 listings in Kanabec County under $100,000!

http://matrix.northstarmls.com/Matrix/Public/Email.aspx?ID=4947554629

 

If you have any questions about any of these properties, please feel free to e-mail me or call me at anytime!

Enjoy your home hunting!

 

**Joslyn can sign you up for automatic e-mail alerts!  Find out IMMEDIATELY when a home that meets your specifications in Minnesota comes on the market.  It's free, and you can cancel it at anytime!  Email what your ideal home would be like to joslyn@joslynsells.com with the subject "Sign me up", and I will enroll you right away!**

 
mardi, novembre 27, 2007 

Joslyn is currently offering a special promotion for all her readers in blog land! 

Buy or sell a home with me and close by 1/31/2008, and I will give you $500 cash back at closing!  Just mention that you saw my blog on MySpace when we first meet, and I will give you the cash for a successful close!

I specialize in buyers and sellers for:

Kanabec County Real Estate - Mora and Surrounding Areas

Pine County Real Estate - Pine City, Hinckely, Surrounding Areas

Mille Lacs County Real Estate - Milaca and Surrounding Areas

Aitkin County Real Estate - Isle, McGrath, McGregor, and surrounding areas

Isanti County Real Estate - Cambridge and Surrounding Areas

For more information, e-mail Joslyn@rmmn.com or call 612-850-3153 anytime!

Actuellement j'écoute:
Eye To The Telescope
Par KT Tunstall
Date de publication : 07 February, 2006
mardi, novembre 27, 2007 

Dear Instructors and Continuing Education Institution-

I wanted to alert you to an alarming problem that may be plaguing female Realtors between the ages of 20-30 from the Mora Minnesota area.  Your classes are making them fat.

I understand that the Minnesota Department of Commerce requires a certain amount of education credits to be done every year, and although I already met my Ethics requirement twice over, I did not REALLY need to take another Ethics course.  However, I found it necessary.  (In other words, it was cheap.)

So, like a good girl, I wake up at an obscene hour (5:00 AM), and slowly drag my butt out of bed.  I sit on the floor of the shower, trying to remain awake, but really wishing for sleep.

Here is problem number one.  I would burn more calories if standing and moving around in the shower.

I then get dressed, and go outside to start the car.

Here is problem number two.  If I didn't go pre-heat the car, I would freeze for the first ten minutes of my journey, and the severe shivering is bound to kill some calories off.

I return to the house, where I pack up my laptop and other necessities.  I do my makeup, and check the time.  Surely the car is warm now - twenty minutes later.

Driving to classI slide into the now 105 degree car, and roll my window down two inches to regulate the temperature.  I then hop back out, pop the truck, retrieve a Mountain Dew, and slide back in again.  I back out, and head down the road. 

After 37 miles of Mountain Dew induced conciousness, I reach Cambridge.  Here I hang a left onto Highway 95, and pull into the parking lot.  I walk inside the building, where I am greeted by a nice, cheerful morning person.  I order two turtle mochas, thank the nice Caribou Coffee baristas, and return to my car.

Here is problem number three.  Do you know how many calories I have taken in, just to drive to class?

I get back on the road, and cruise for another 30 or so miles.  Once again, I make a quick turn, and park my car.  I hop out and enter the building, a little more awake now, and on a mission.

I need V-8.

Thank goodness SuperAmerica is stocked.  Unfortunately, they cruelly place the V-8 next to the string cheese.  Mmmmm..... cheese.  (Come on, I'm from Minnesota!  I LOVE cheese!)

Problem number four - cheese, and high sodium V-8.  Although, I do have to give props - you got me to digest three servings of vegetables in one sitting.

With cheese and bottle of sodium in hand, I walk across the parking lot and swing open the door.

The door to Caribou Coffee, where a metro-area barista greets me, and I order another Turtle Mocha.  After all, that's the only thing I've found that doesn't really taste like coffee.  I hate coffee.

You better make it two.

Armed with beverages, I make my way to the car.  I drive another 10 miles, and pull into another parking lot.restroom

Thank goodness this is school, because I really need to use the restroom.

You would think that eventually I would learn my lesson.

I mosey past the check in line and head to the ladies room, then return, check in, and plop my butt into a chair.

I sit there for two hours, take a much needed bathroom break, sit for another two hours, and then am released for lunch.

Stand in parking lot, thrilled at the possibilities in front of me.  Unlike where I come from, there are many different restraunts to choose from.

How do I go to just one?

I decide on Taco Bell (I almost always do.) where I shove nachos, a taco, and a Mountain Dew down my throat.

A few minutes later, I pull into the parking lot.  I throw open the door, march a few steps, and position myself directly in front of the candy.  I mean, really, I am a hyper person. (Especially after four turtle mochas!)  I talk with my hands, and really prefer to be moving all the time.  I'm listening, taking notes, and doing what any other normal Minnesotan girl who can't hold still and has a major sweet tooth would do.  I eat a candy bar.

Better make it two.

Return to class.  Two hours, bathroom break, two hours, dismissed.Mountain Dew Christmas

I am free to go.

I hop into the car, and begin to drive home.  I find that I don't always know where I am, partially from the caff crash, and partially because I have so many real estate related thoughts filling my brain, I can't think about anything else.  I crack open another Mountain Dew. 

About twenty minutes up the road, I realize that normal people eat dinner.

I should attempt being normal.

After much debate, I swing into a parking lot somewhere and usually order something that involves buffalo sauce.  (Is this a big deal everywhere else?  Everything is covered in buffalo sauce lately - even Subway had buffalo chicken subs!)

I return to car, and stare out my windshield while shoving my face.  60 miles later, I arrive home, completely exhausted.

I turn on my electric blanket, and crawl into bed.

Now, dear instructors, I do love your classes.  (You should be able to tell, since I have taken more than my required share!)  However, let me summarize this for you.

  • Sit in a car for an hour a half, drinking high calorie drinks
  • Sit in a class for eight hours, using no energy
  • Eat like a pig for lunch, due to the fact that I don't "get out" often
  • Eat like a pig for dinner, because I am brimming with ideas from your course and can't think, much less cook a normal dinner
  • Go straight to bed when I get home.
  • Sometimes eat an extra donut or two in that time frame, when provided by you.  I mean, this is Minnesota, and it would be RUDE if I didn't eat my share.

How to I plan to cure this?  I have a proposition for you, which hopefully you will agree to.

The morning of a class I register for, I would like it if you would send a driver up to Mora with a nice car, to pick me up.  What car, I'm not sure, because I want to conserve gas, but a Hummer limo would give me enough room to workout on the hour and a half drive down to your class.  This driver would bring me home at night, as well.  I figure that you can afford this, based on the percentage of my commissions that I set aside just to give to your institution.  This will not only give me some serious "active" time, but will also keep me from

  1. Picking up turtle mochas
  2. Picking up fattening lunches
  3. Picking up dinner and candy bars

I appreciate your consideration in solving this dilemma for me, and hope to see your driver early tomorrow morning, for the foreclosure and short sale breakfast/class.

Sincerely,

Joslyn Panka

P.S.  What are you serving for breakfast tomorrow?  I'm dying to find out!

Actuellement j'écoute:
Brave
Par Jennifer Lopez
Date de publication : 09 October, 2007
mardi, novembre 27, 2007 
Well, Wikipedia says....

"An earnest payment (sometimes called earnest money or simply Earnest, or alternatively a Good-faith deposit) is a deposit towards the purchase of real estate made by a buyer to demonstrate that he/she is serious (earnest) about wanting to complete the purchase. When a buyer makes an offer to buy residential real estate, he/she generally signs a contract and pays a sum acceptable to the seller by way of earnest money. The amount varies enormously, depending upon local custom and the state of the local market at the time of contract negotiations."

So what does this mean to you when you are buying real estate in Mora, Minnesota, or anywhere else in the nation?

When you find that perfect house and are ready to write an offer, one of the first things in the contract is the earnest money.  Your agent will ask you how much you want to offer.  Remember - IT IS UP TO YOU WHAT TO OFFER.  The offer of earnest money shows the sellers that you are serious, and you really want their house.  Some sellers may come back and ask for more later in a counteroffer, but until that happens, what you say goes.  When you write the offer you will have to present a check, cash, or certified funds for the amount that you name.

So where does the money go?

What happens first is the money sits in a folder until the offer is accepted.  IF THE OFFER IS NOT ACCEPTED, THE CHECK WILL NOT BE CASHED.  Once the offer is accepted, the check is cashed within three days of a signed agreement.  The check is deposited in a trust account for the company who has the listing.  There it sits until closing.

If the deal falls apart due to financing, depending on how you wrote your offer, you may get to keep your earnest money, or the seller may get it.  If you back out for any reason other than a contingency on an inspection, the sewer, or the well, you may lose your money to the seller.  So try to have a valid, serious reason if you are going to back out of the deal.

Once you get to closing, you will see the earnest money as a credit toward your new home.  It is that much less that you are financing, and that much more equity that you have in your home.  How cool is that?

If you ever have questions about the home buying process, please feel free to contact me anytime!  I'm more than happy to help!  I am a licensed real estate agent in Minnesota, and I specialize in:

  • Mora MN Real Estate
  • Pine City MN Real Estate
  • Cambridge MN Real Estate
  • Milaca MN Real Estate
  • And more!
 
Actuellement j'écoute:
My December
Par Kelly Clarkson
Date de publication : 26 June, 2007
mardi, novembre 27, 2007 

Realtorus ElusiveusRealtorus Elusiveus is a specific type of real estate agent with many specific characteristics, and find that people may not be happy with them very often.

Realtorus Elusiveus drives other genus' of Realtors crazy.  Realtorus Elusiveus doesn't answer calls from other agents, even when they are trying to bring them an offer on their listing.  They never return calls, and act like they have no idea who you are, even if another Realtor genus has called them twice a day every day for the last two weeks.  Realtorus Elusiveus is very busy.  In fact, Realtorus Elusiveus is too busy for other Realtor species.

Realtorus Elusiveus also makes their clients crazy.  They do not return phone calls, do not do the things they promise, and just don't seem to care.  Realtorus Elusiveus tends to give the impression that you are not good enough for them, whether it be your financial situation, your time situation, or the location of properties that you are looking for.

Realtorus Elusiveus also is often guilty of another deadly sin.  Realtorus Elusiveus will sometimes "forget" to tell you important information, like the fact that the house you are interested in has four other offers, or the fact that the house is caving in.  Realtorus Elusiveus also looks out for him or her self before anyone else.  If they have a client interested in a property that they have listed, they will fall off the face of the Earth until that offer is accepted.

As you can see, Realtorus Elusiveus is just plan bad news.  As a buyer or seller, you would be much better off with a Realtorus Maximus, like Joslyn Panka.

For the maximum service that a real estate agent can offer in Minnesota, contact Joslyn Panka, Realtor, with RE/MAX Associates Plus.  Joslyn is more than happy to help you with all your real estate needs - not herself.

Joslyn Panka - Realtor

Joslyn Panka


Dernière mise à jour : 1/05/2009

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Sexe : Female
Statut : En couple
Age : 27
Ville : Mora
Région : Minnesota
Pays: US

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