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Vagabond



Last Updated: 11/17/2009

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Gender: Female
Age: 24
Sign: Taurus


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Monday, February 04, 2008 

Category: Blogging
I've tried to balance these lives that we are living
You always feel justified but you never feel forgiving
I woke up one morning to find myself wrapped in the things I swore I'd never touch.
And here I am again trying to save what's left of you and I
So why aren't you satisfied?


As some of you know, I have quite a bit of debt. And saying that, I mean more than my $25,000 loan. I have about $4,500 on a single credit card, and a large part of that was my camera that was stolen, and the camera that I have right now and various other things. I'm guessing about $2,000 in other credit cards. It's probably more. Now that there are fees and what-not added to them. I got a letter in the mail for the $4,500 one in the mail today and it's at the point where I'm seriously considering filing for bankruptcy. When am I going to buy a house? When am I going to buy a car? When am I ever going to buy property? The answer is most likely never. For all three of those things. The only problem is finding a bankruptcy court around here and finding a lawyer, and figuring out how to pay him/her. I'm sick of having this big ugly... thing sitting on my back when I think it's unnecessary. I'm sick of thinking about it. I'm sick of creditors calling my cell phone. I have 4 or 5 numbers in my phone that are saved as "ignore". Fuck. I really fucked things up.

01-25-06 1941


I'm not going to go into detail, but I feel like I've experienced some of the worst things people my age have to experience, and this might be, perhaps, the last big one. I can't think of anything else that happens to people my age, that hasn't happened to me. I'm not looking for comments that are meant to make me feel better by telling me what you or someone else you know has already gone through. The only thing I can think of off the top of my head is the fact that I haven't been arrested for anything yet. But, perhaps I am speaking too soon. I wish someone would just fucking hand me ten grand and all my worries would be over, as far as debt goes.

I'm having a bad day.


Maybe I should just be pleased that I'm alive and not in prison or something. Or the fact that I'm not sick, or have some life-threatening disease. Or happy that I'm not homeless. I'm sort of homeless in the fact that I live with my parents. This is not making me feel better right now.
The Geico Caveman

 
Why not just get a job and start paying this shit off? Why be over dramatic and even think about bankruptcy? You have no rent, no food expenses, no insurance (which you should) why not suck it up and get a job and pay it off? $7k in credit card is a lot - it would look way better if you paid it off so someday you can actually get a loan for something you need? Heaven forbid you get sick or need medical treatment and still don't have insurance, how are you going to pay for it (assuming our country still has no universal gov't supplied health care)? You need to stop throwing your hands in the air and waving a white flag for shit theat you have control over. You want to get out of debt? GET A JOB!!! "The bums will always lose..." Tough love, kiddo. Suck it up.
 
Posted by The Geico Caveman on Monday, February 04, 2008 - 09:06 PM
[Reply to this
Vagabond

 
Have you forgotten where I'm located?
 
Posted by Vagabond on Monday, February 04, 2008 - 09:17 PM
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Emily
Emily Frickenstein

 
Debt blows. Especially school loans and ESPECIALLY credit card debt. I think it's so shitty that people our age are targeted by major credit card companies and then totally taken advantage of.

Being our age sucks. I pay $300 a month for health insurance and I STILL have to pay $850 when I need to go to the doctor for flippin' pink eye. I need a job where I get free health care AND earn enough to deter and then pay off debt. It's overwhelming sometimes.

That all being said, I'm more than likely sucking it up and moving home this summer so that I can live rent free and save up some change before I move back to the Beverly Hills area of L.A. Job prospects in Morrison (and the surrounding area) are dire, but I'm going to have to figure something out. Desperate times call for desperate measures--- Sullivan's and Hardee's always seem to have a swinging door of employees going in and out...

Don't you have bartending experience? I mean, the tips probably won't be as great as they were back in WI, but it's something.
 
Posted by Emily on Monday, February 04, 2008 - 11:38 PM
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Trista

 
This Freckin sucks.. have you done your taxes? hopefully you can get some back to put a dent in your debt. I wish i could come up with some sort of solution.. Debt fuckin sucks when theirs no way around it, Heaven forbid you ever end up needing to see a doctor. if you want to buy property one day fileing bankrupsty will hold you back for a really long time I really am hopeing you can find another way, maybe a job in town bartending or something
 
Posted by Trista on Tuesday, February 05, 2008 - 02:09 AM
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Mark Is Revolting

 
Don't bother with bankruptcy. I suggested already and think you should consider consolidating your debt and negotiating with the credit card companies to drop some interest. At that point you'll have small payment which you'll have to pay off over time but it's better than having the blemish of bankruptcy or dealing with creditor harassment. It's not the credit card companies fault for I don't think school loans can be eliminated through bankruptcy by the way. You're right you did fuck up but this isn't a problem you can't fix.
 
Posted by Mark Is Revolting on Tuesday, February 05, 2008 - 02:10 PM
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(.)(.)

 
chin up girli- at least you havent resorted to dancing mostly nude on a stage

when i read the title i was worried you did have a disease
mine is alcoholism
 
Posted by (.)(.) on Wednesday, February 06, 2008 - 09:38 AM
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