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Courtney Love



Last Updated: 7/15/2009

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Status: Single
City: London & Los Angeles
Country: US
Signup Date: 3/7/2007

Who Gives Kudos:


Thursday, November 15, 2007 

Current mood:  determined
FICA score is that credit score you get for FREE ( but really its 30s bucks) if your 750 or aBOVE great but they willSTILL hold against you all the things on there that you didnt do - a very serious fincnailsp[erson told me the best way to deal with the "mistaKES" listed on thiers is to actually break the law, get the amex letterhead write to ine if the three agencies wichever has your "mistakes " on it, and just state the mistakes never happebned and itw as a typo= cos even if you have 800- any mistak eron there theyre going to consider that despite your score- if theres stuff on there due to id theft or mistakes ( i took 2 hours to do my amex yesterday and noted that my driver was apparently flying to the uk 4 times on amex and 2 times to the3 uk on the same flight on visa with the attentand 9.85 automatic insurances, for baggage transctions and each person had a "greeter" at 350 dollars when the flights a,d idnt occur cos every flight was not only multiple and all the add ons the sneaky amex tried to stick on there- 995 a transtactiomn? eat me and get me a new card ! the band had no Greeter yet each of the greeters was 350 dollars and there was no dammed greeter , also i hjave a platinum card that i never applied for and refuse to pay a dime on since ve never applied for it last month theres a mysterious 30,000 ollars someone threw on there- and then i asked my banker why ididnt have a check book she stated that so and so told her not to give one to me- WHAT? am i 12! whats the prupose of that to make me more hel[less? so that i cant negotiate and deal withthings i dont wanna use the ccs for myself?
also rem,emeber of the three fica scores the LOWEST is the one that all the cards use as your interest rate
per id fraud ive called wamu and chase ( where a mysterious pair of platinum cards were a few years ago and fraud dept told me to geta supeona yeah like thats easy)
allyoucan do is write down all the things that are mistakes on your fica sheet and write to those comp[laies anbd state your side- id fraud- you didnt recieve that in the mail and DEMAND that they write to expeirain , transunion, etc, become thier worst nightmare////call them obsessively- they wont get off thier ass to clear your good name tiul yopu take a day and just do it- one of the attributes of a wealthy woman is
CLEANLINESS!
wtf? ouch hearing that hurt cos the other ones i hade down by that Suze means organistaion, the ability to keep your life somewhat orgnaised- that you dont let your leg hair get to awinter coat just cos your not shagging someonme this month, that you take the time to clean to invite Lakshimas energy in your house( why Indian women sweep thier doorways every day to invite Lakshima in ) i am known as quite a pig- thats why in rehab its so important we learn to make our own beds and take care of our own spaces, time mangament wise- take care of what i have 0( eg im sick of this bank violating my rights legally = allowing signatures other than mine for checks allowing the "honest but stupid" b usiness manager tp p[ay himself whatever he was in the mood for monthly and will be getting a lawyer to deal with my insirance letting an embezzler open up 9 accounts there in may 03 while we lived like dogs and do a frauds refinance on my sisiter in laws home 4 x in one day- you heard me 4x in one day- and they made one stick and it had to go up on sherrifs auction 3 years ago this home i bought kurts sister for cash outright- for 190k cash they refinanced it 4x in the same day and used the SAME notary on each of these phone refis nsd phone appraisers- and the SAME notary on each of the phony signature cards i have banking insuirance covering me for 100,000 for each account so it comes to quite a pretty penny=you have it too! if someone touc hes your dammed account dont think all those Citi ads about ID THeft meajn shit-= they will tell you to get the law and get a supeona - yeah thats so easy- Chase is even worse- they justhang up on you sand Visa is NOT CENTRALISED so they camn fuck you on e ibn every state atr evruy bank and theres zero you can do about it-= peopel can get arrested in yopur name etc etc- i mean how many Courtney Loves are there( actuallytheres 5 in the USA that ii know if one is a football player African American male wghose a hot player- i feel bad for him!) now findingthe lawyer to go get them- thats gonna be the hard part cos if i hear "call teh authorities:" one more time illscream-= ther eis NO authorities for this sort of fraud- noone listens to you and all these citis and wamus whoa dvertise that they willnever l;et you have id theft-= theyre so fullof shit youcan get your most info by sweettAlking whomever answers the phone and by the time she he sends you t o fraud they shut you down= all i asked for was the expenditures on the two chase platinum cards"geta supeona" well my daddy aint a judge so you tell me how to do that, ? my fbi dont care, who cares is the irs in my case and they are so volatile i could end up owing what i cant prove = but i can prove a ton- why else would i call the irs in the midst of an audit when NOONE wopuld give me myauditors name? cos that ts the only govt agency willing to get theier money and go afte rthe bad guys this may not be alpplicable to most of you but im sure a ferw of you have expirienced idnetity fraud its 3 out of 10 presently,,,,,,,,more financial advice to come.......
as for radiohead= they didnt jump off a REAL clifff, they bungee jumped you KNOW the kamikaze pilot in me wants to do the same damm thing except with the best material not live material and not what people have heard except as few pieces that people havebnrt heard mixed and recorded properly-= i also wanna mAke my Lachapelle videos as i woukldnt wantot owork with anyone else for Videos or anything- hes my bff and i love working with him he knows excactly how to pull me out of myself or any rut, with the real thing- theyve made 9.7 m,illion in 3 weeks this way and its live-= not junk as radiohead doesnt make JUNK but its live - most of it heard before( wich youve all heard liveversions of things veryvery different than non live versions of things) i really think it couldf work do all my magazine covers in january - so the lead time in there kamikaze through my junket my tv shit n the 2 week lead up and just jump of f that cliff i love doing things really risky /first
im greatful for radiohead for making the first move- id do it differentlyt -= thats why b sides are no longer b sides but have to be a sides to an extent-= cos theyre EXTRA TRACKS now wich can mean up to ALOT to such and such sponsor .... etc.
and since the art is amzing thius far ( taZke a look at m/m paris and google thier images.......ive always done my own graphics but they are really inspiring BRILLIANT)
i have alot of fast rock songs to wrote ina hurry- and were on a gold streak- were making new riffs everynight- if people already KNOW me they love me or like me- if they dont KNOW me due to the whole guinea pig female celebrity witchtrial, ( and cmon i had all charges EXPUNGED eg THEY DONT EXIST my punishment was going to court 37 times)
i justthink offering about 10 songs but your best for "free" with a what am i worth sign not just NINs cast offs i mean your a sides- i don t know im percolating- i love risk and most everything ive ever done well has been because everyone said iw as crazy to do it-= thats why words like "risk management" and time management:" are resonating with me now.
i am going to see the bank another banker today and see if we connect- i dont need my business managers realtionship with the bank i need my OWN relaTIONSHIP WITH M Y BANKER=
i know someone dead poor= she went into her loc al citi= and she stated simply-= " im going to be very very welathy and if youd like to come with me let me know it or illtake my business erlsewhere" she then pulled out a detailed down to the wire business plan ( in the field of marketing) im not suggesting loans are a good thing - advances and loans bother me personally- but when i return from europe and amex has been paid 1/3rd too much money for repetitive tickets charged to amex visa and platinum amex- im NOT a happy girl- in fact ive hired a consultant on a hourly basis whose british and posh and verrrry organised witha way about her in terms of marketing etc, that will deal with the 1-800 amex lady that i used to have was told died in 9/11, wic h turns out to be a morbid and vile lie just to diconnect me with my amex lady= so that they could go hogwild and create phony amex after phon y amex- leaving my c redit at 130 or however low you can go and forcing me ( astupidely since i couldve sued them i now realise) to take out a loanshark style loan to pAy these amexes that were not mine off- but i plan on writing out everyone of these whiners and complainers on my fica and let them know i was a victim of id fraud and have a govt agency investigating this- and would be appreciative in fact i will write" you need to immediatly write to experian and take off these charges please as that has appeared on my fica score"
what ya all think of the in rainbows thing? no business model but how about content? was it karma police? did any of you pay?
im very curuous about this.......if was done with my pr first ----perhaps its doable- but i do have great artwork and accumalating so many extra tracks- i have a major i could use but im so interested in being free to do what i want- i dont wanna COPY radiohead- hmmmmm- well ill fix it all in the mix as they say and see what i wanna do as for release dates not too much longer there at least IS one- tp pull this off would take such an accurate lethal run for it......sorry about my spelling
Believe it or not my emails are all pretty much grammatically amex- it isnta lack of respect i just sort of post and push post!
theres NOT tones of momney in royalties although theres some- its in publishing - touring - merchandise........tour tour tour some more......im into it. i just want my own paradigm i dont wanna copy radioheads- no disrepect to them- im sorry Kid A didnt change my life i wish i had gotten it better- i think youhave to be a potsmoker to get Kid A.......
okay
loadsa love
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Jeff K

 
Amazing. Radiohead and your FICA score. You've managed to connect the two!

P.S. If you don't have the money, don't do it.
 
Posted by Jeff K on Thursday, November 15, 2007 - 9:33 PM
[Reply to this
Charl

 
if you were in the uk i could tell you all kinds of things about banks (i work for the 5th largest bank in the world)
it sounds kind of similar though - you are completely right about keeping control and keeping your credit clean
x
 
Posted by Charl on Thursday, November 15, 2007 - 9:52 PM
[Reply to this
Red from your Lips

 
It's so true about a/sides....I really enjoy what's happening in the music industry, it's getting totally interesting, people start to create for real now....
Talking about Radiohead maybe you read this article 2 weeks ago about them and the music business in the telegraph (if not: http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/10/07/ccmusic107.xml )
I fell in love with mmparis the first time I saw one of their exhibition years back in Paris, that's absolutely beautiful, The S and the T from their alphabet are my font here, you probably like "No Ghost just a Shell" and their wallpapers, have you seen them???!! The tapestries!!!I can stare at them for hours...everything they do is just perfect. They should have done the C of their Alphabet with you :)
 
Posted by Red from your Lips on Thursday, November 15, 2007 - 9:54 PM
[Reply to this
personae

 
as someone who works as a fraud PI, a major percentage of calculated fraud is done by people with good credit.
 
Posted by personae on Thursday, November 15, 2007 - 10:25 PM
[Reply to this
personae

 
IDENTITY THEFT


I. General Overview


Identity theft involves the misuse of another individual's personal identifying information for fraudulent purposes. It is almost always committed to facilitate other crimes, such as credit card fraud, mortgage fraud, and check fraud. Personal identifying information, such as name, Social Security number, date of birth and bank account number is extremely valuable to an identity thief. With relatively little effort, an identity thief can use this information to take over existing credit accounts, create new accounts in the victim's name or even evade law enforcement after the commission of a violent crime. Identity thieves also sell personal information online to the highest bidder, often resulting in the stolen information being used by a number of different perpetrators. Identity theft can be very difficult for consumers to deal with, as they often do not know they have been defrauded until they are denied credit or receive a call from a creditor seeking payment for a debt incurred in their name.


Although not a new crime, identity theft has evolved into a serious and pervasive threat to consumers and the financial services industry alike. Estimates vary on the true impact of the problem, but law enforcement and consumer advocacy groups agree that financial institutions lose billions of dollars each year to identity theft and consumers face additional hardships, ranging from financial loss to time spent trying to undo the harm caused to their credit records and other aspects of their lives. Identity theft also puts significant demands on law enforcement, as federal, state, and local law enforcement agencies and prosecutors grapple with venue issues and limited resources, which can complicate their efforts to effectively deal with the problem.


A survey conducted by the Federal Trade Commission (FTC) in 2006 estimated that 8.3 million American consumers, or 3.7 percent of the adult population, became victims of identity theft in 2005. Most of the financial losses are suffered by credit issuers and banks, as victims are rarely held responsible for fraudulent debts incurred in their name; however, victims often bear the responsibility of contacting their banks and credit issuers after an identity theft has occurred. The same FTC survey determined that victim consumers spent over 200 million hours in 2005 attempting to recover from identity theft.


Law enforcement agencies across the country have formed task forces and working groups to address the identity theft problem. The FBI currently participates in 21 task forces and working groups dedicated to identity theft and over 80 other financial crimes task forces. In cities such as Detroit, Chicago, Los Angeles, and Salt Lake City, identity fraud task forces are realizing significant success. For example, in FY 2005 the Detroit Metropolitan Identity Fraud Task Force accumulated the following statistical accomplishments: 23 search warrants, 23 arrest warrants, 37 arrests, 11 indictments, 29 convictions, 69 fraud cells identified, and 23 identity fraud organizations dismantled. In addition, the FBI has dedicated significant analytical resources to combating the identity theft problem and is working with the President's Identity Theft Task Force and other agencies such as the FTC to develop a system that will analyze large streams of identity theft data and refer the results to law enforcement agencies in order to proactively target organized groups of identity thieves.


Although the total number of FBI identity theft-related cases has decreased from 1,678 in FY 2005 to 1,255 in FY 2006, our field offices have been aggressively pursuing identity theft charges in many of our investigations, ranging from traditional bank fraud cases to counterterrorism cases. To effectively utilize our resources, investigations typically focus on organized groups of identity thieves and criminal enterprises which are the most difficult to investigate and often involve a substantial number of victims. The FBI and other government agencies have initiated consumer education programs which have made consumers more aware of the perils of leaving personal information unprotected. The financial services industry is also doing its part to make its financial products less susceptible to fraud.


II. Overall Accomplishments

Through FY 2006, 1255 cases investigated by the FBI resulted in 457 indictments and 405 convictions of Identity Theft criminals. The following notable statistical accomplishments are reflective in FY 2006 for Identity Theft Fraud across all FBI Programs: $156.5 million in Restitutions, $4.3 million in Recoveries, and $1.2 million in Fines. The chart below is reflective of the number of pending cases from FY 2003 through FY 2006.

Fiscal Year 2003 - 1,582
Fiscal Year 2004 - 1,574
Fiscal Year 2005 - 1,678
Fiscal Year 2006 - 1,255
 
Posted by personae on Thursday, November 15, 2007 - 10:25 PM
[Reply to this
Mahlia Revolver Maverick

 
Sounds like we need to read those Suze Orman books Court. I know I do.
 
Posted by Mahlia Revolver Maverick on Thursday, November 15, 2007 - 10:38 PM
[Reply to this
Jack Bird - Music -

 
Another model,

people subscribe to you, like pay you a living wage +, whatever, nd

and then they get copies of whatever your recording

you've got enough fans to pull it off, Like everyone of your fans gives you $25, you givem two albums a year, not in album form, donwload or whatever, 15 tracks, just coming out when they are done, you get a steady stream of income, this much for the year, and they get some kind of promise of so many bits of you stuff.........

might not get new fans but you've already built a base -

i know some download sites are already doing this, pay a subscription, get so many songs per month.

what about sticking your goods straight on CDbaby - you get 91 percent!, what about ............
TThats the thing with radiohead, they cut out the middlemen bit and get more of the cash


check out slicethepie.com as another route
 
Posted by Jack Bird - Music - on Thursday, November 15, 2007 - 11:15 PM
[Reply to this
Red from your Lips

 
Yes,that's absolutely what they did with In Rainbows....I just reread the article from the link I sent and here is a line out since you don't like links
"In Rainbows is available on the internet only, and the only compulsory charge is a 45p credit card handling fee" they also say that artists will be making their fortunes on live performances only ....and that EMI told "EMBRACE DIGITAL OR DIE!".....go to the link really because many people left comments and it's really interesting, music lovers/makers/traders all spit it out...(damn i regret I didn't sent it to you last month, you would have commented it,lol!!)
So the idea of Jack Bird is probably the best but as far as I'm concerned I have a much better one: you base your incomes partly on the live concerts (mainly in Belgium haha!!) and.........after the concerts you sell yourself your cds!!!Like little local bands! + it's really cool because you will be able to make them unique and special with your homemade collages!!! Yeah!!!
 
Posted by Red from your Lips on Friday, November 16, 2007 - 1:10 AM
[Reply to this
Kasey Katz
Kasey Katz

 
About the finances:
Hang in there, Courtney. You are making the right decision to face the fraud problem head on. If you don't do it yourself, chances are, those around you won't care enough to do it. I don't like seeing that you are still getting screwed over. Sadly, that's how people are in this shitty, cold, cruel world. I wish I could change that, but money really does bring out the absolute worst in people and corporations are the absolute worst when it comes to screwing people.

You will probably have to make some tough decisions and go through a lot of red tape to get it all straightened out, but if you stick to it, you will be able to do it. I would say cut up all your credit cards and inform your bank that you do not want any credit cards issued in your name or in the baby's name or any other name associated with your account. Period.

Whatever bank you decide to use, it might be best to deal with them personally and let them know up front that you just need checking and savings and whatever investment accounts you decide to get. They either give you your own checkbook or you keep looking. Whatever you do, make sure you have control of your own finances and not someone else. That shit is for the birds. You should have the final say-so with your own money for crying out loud. That way you can decide on what's best for your family's future.

About fighting the major labels:
(Sorry this part is so long, but there might be something in it that you can use. I'm just brainstorming here)
I honestly don't know enough about anything beyond how to copyright a song. I haven't downloaded the new Radiohead. I like them, but they are not super high on my list of favorites at least as far as my budget goes. I'm not downloading it then stiffing them. I save my little bit of "things I want" cash for my top favorites only.

I'm not sure what would be best. I would say give the permission to download the songs on your band website on a secure server. The only way someone gets permission to download the songs is to pay some amount each for each song they want to download. Based on how many songs you offer, have an album price as well for those of us who want the entire album.

That way, die hards who want every song you release have the option to get it and casual listeners can download maybe the one song they have heard about from others. Having it set up that way could be a good thing, so the casual listeners (similar to swing votes in politics) will be more interested in downloading that way.

Maybe it wouldn't hurt to look at the business models of some of the legal MP3 sites. If you do it yourself, but do it based on their business models, then you could cut out any middle men who want a piece of the action. That gives you direct contact and input from the fans about what we like best, if you keep up with how many people have downloaded each song.

Personally, I would worry about people sharing the mp3 files illegally. That is something you'll probably want to think about. I would hate to see you release a masterpiece, then get screwed by illegal file sharing. And from what I have heard of the live clips, this album is going to be a fucking masterpiece.

Maybe someone with computer programming skills can finally come out with a shareware music format where if someone doesn't have a key code, the file will not play, but if they pay for the code, they can enter that and play it as many times as they want to. In other words, format the songs in a file type that works like shareware but will play on Media Player and most other mp3 players.

Actually, that might NOT be a good idea after all. As soon as someone came out with that shareware idea, someone would crack it or give out the serial numbers on hacker sites. That might be a losing battle and not worth the effort. Scratch/erase. Sorry.

One other idea that keeps playing in my mind as the best solution would be to get sponsors. Let Myspace sponsor you. You share content on their site, so they pay you a fee for offering content that enriches their site. I sure the hell wouldn't be doing much on myspace if it wasn't for you being here. If you did do it that way, fans can just download the mp3s and the illegal mp3 problem goes out the window. You get paid a royalty based on how many times a song is downloaded from each unique IP address. Maybe not only Myspace, but others as well. I wouldn't do any exclusive deal with one corporation though unless you only do it with one song just to test the waters. I'd leave every door open. Your music is practically fucking sacred to many of us who love it. It would be worth your while to leave every door open when it comes to income so you can keep making music. I can see so many pros to this idea and can't see any cons to this one. It's the one that sounds best to me.

Of course, if Radiohead is $9.75 mil ahead doing it their way, maybe Radiohead has the right idea. You wouldn't necessarily have to be the first to be the most notable name fighting the current major label monopoly/slavery. I'm only thinking a lot in this comment though. There are so many ideas and so many pros and cons for each.

I'm sorry I practically wrote a book, but your music and your future making music is nothing I would take lightly. Part of me just wants to just say fuck it, give me a secure server address and let me know how many songs are available. I'll give you $20 per 10 songs. That's $2 a song. I wish I could offer more. I think you are worth way more, but it's what I can afford and what I'm willing to pay you directly, not some record company or middle man, but you directly. When I pay you, send me links and a reasonable amount of time to have access to download what I bought.

Maybe that's the answer. Hold an unofficial auction for fun as a post here and let us outbid each other for who gets it first just for publicity. After that, have an auction for the rest of us poor people to settle on a price we can and will pay for each song. Then sell permission to the rest of us based on the average offered. But then you still have to worry about illegal file sharing.

Hope any of this helps any at all. I'm just thinking. The sponsor idea keeps coming back to me as the best I can come up with on this. I don't know for sure if it would work though. It's just an idea.

And for the love of God and all that is holy, please offer "Happy Ending Story" at some point. I'm DYING to hear the rest of that song. I don't care if you call it an "a" side, a "b" side or what. Just please offer it at some point, by whatever method you decide.
 
Posted by Kasey Katz on Friday, November 16, 2007 - 1:12 AM
[Reply to this
Barry

 
honestly - how are you so smart?

"risk management" ??? i only know WTF that is cuz I work in insurance for a living...don't you just love our (Libery Mutual) commercials??? "What's Your Responsibility?" hee...

you amaze me court!

still dying for your cd-

love Barry:)
 
Posted by Barry on Friday, November 16, 2007 - 1:12 AM
[Reply to this
Cher
Cher Solomon

 
Your the new Suzie Orman!
 
Posted by Cher on Friday, November 16, 2007 - 1:13 AM
[Reply to this
john

 
Honestly, Radiohead's In Rainbow's is terrible.

If there were a Karma Police on it, you would probably know about it already.

When I first gave it a listen, I remember enjoying only 1 of the songs on the whole album. Now, I'm listening to it again and I can't even find which song it was. It's kinda monotonous and lacking that special element. I'm upset with music right now. I've been disappointed lately because the last 2 NIN albums have been terrible, they don't sound anything like Trent. It's like Trent is trying to be emo. The last two (okay, three) Manson albums have been okay but they still don't compare to the earlier albums. Where the fuck is music going?
The newest Smashing Pumpkins was great but I don't know... it's not getting a lot of play on the radio. People aren't going crazy over it (if people were going nuts over I would probably be pissed and not being able to get into it--a common problem. I can't listen to the Killers anymore because everyone and their mother listens to them now)

so yeah. the content wasn't really that good. radiohead was always one of those bands that people say they like so they can sound intelligent. i don't even know if that's still true but it once was.

bottom line, the music has to be there.
 
Posted by john on Friday, November 16, 2007 - 1:14 AM
[Reply to this
Jim

 
My score was 515 about a 2years ago and I couldnt get a Target card. I had 1 bad item that was a fuck up, I had paid. So I got a letter saying I paid and sent it to the Experian or whoever and it went away. Then I got a WalMart card and pretty soon I'm getting offers right and left. Now I have $20,000 in credit and $5000 in debt cuz I was a dumbass and charged everything. I had no debt when I couldnt get a card. Maybe a low score is good. LOL.

Not a Radiohead fan so I cant help ya there.

Much Love, Jim
 
Posted by Jim on Friday, November 16, 2007 - 1:35 AM
[Reply to this
Ed

 
I read that 62% of the people who downloaded the Radiohead album paid nothing.

The other 38% paid an average of $6. Presumably this would go directly to the band because there would be no packaging or marketing costs.

Whether it would work on a wider scale – I dunno. Radiohead are still gonna release the album as a standard CD once they have signed a new record deal – which they have done recently for the UK.

It is a good album, some nice songs and the orchestration is sweet. Also more guitar based than previous three.
 
Posted by Ed on Friday, November 16, 2007 - 1:36 AM
[Reply to this
Amber
Poly Morphous

 
i forget how hard it is to read your typing sometimes lol...no offense i know why you type this way..."don't quote me on that"...but i don't know if most other people do lol...that business about cleanliness...attributes of a wealthy women...or a responsible one...whatever way someone chooses to interpret that...seriously i pay my fuckin' bills and take care of my shit and i'm a freakin' pig sometimes...i have to literally force myself into cleaning...especially when in a depressive state, but i am also not a talented force with a busy ass schedule and a child and fuckin' bullshit being spread left and right about me and said child...fuck other people's standards of cleanliness...wouldn't people rather enjoy life and not worry about whether there's fuckin' dust on their banisters...fuck man lol.
 
Posted by Amber on Friday, November 16, 2007 - 3:16 AM
[Reply to this
Homer

 
I was getting my haircut tody and the girl said the world will end in 4 years. 2012. The mayan calender only goes up to the year 2012 and nostradomamous predicted it or somehting. Not saying I believe this or anything but just in case it holds out to be true by the time your record comes out you will have only 2 years left to release your Armageddon record. But you shoudl definatley make sur eyou release all forty of these tracks alongisde this record so we cna all enjoy them before we die. don't set them aside for 10 years or no one will ever hear them and all your hard work will never pay off or be heard.

:]

what would you do if you had 4 years left to live?
 
Posted by Homer on Friday, November 16, 2007 - 4:24 AM
[Reply to this
Ape

 
you are full of helpful info! i'm not a fan of downloading music unless i only want a few songs..then i go to itunes. i always support my favorite bands (even if someone gives me a copy of a cd, i still purchase it) I love readin the little booklet in the cd and checking out the artwork.

Radiohead? I havent been a fan for the past two records. Nothing will ever beat OK Computer.
 
Posted by Ape on Friday, November 16, 2007 - 5:30 AM
[Reply to this


 
dmn i dndt knw any of that shit YOU RULE for sharing this information. a policeman recently told me u hve the rigth 2 rm siltnt etc, N maybe any thing u spell correctly can and will be used against you. Fk, and WOW, I did't realize how much screws were put 2U BIG TIME Damn. Thank you for Sharing this Courtney. I'm like $3k down THAT'S ALL but sinking deeper into DEBT because income is less than the invoices, and I expected to have a better job by now this year. It turns out I am shifting gears and going to LIVE WITH my band mates, & know I don't have a crystal ball (nor a crystal): We're talking relatively POOR PERSON HERE. But yeah I can see how ANYONE can be taken ADVANTAGE of. This could inspire a person to write another song FULL OF ANGST & I am just AWESTRUCK by YOUR SHARING OF THIS INFORMATION. SO A HUGE CAT was LET OUT OF A BAG in that blog of yours. i didn't realize people/org's could BE SO CRUEL. and with $3k debt i thought i had problems (well i do bu no where near the magnitude of what you are talking about. BEST BLOG EVER! YOU REALLY CONNECT to your fans!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
 
Posted by on Friday, November 16, 2007 - 11:09 AM
[Reply to this
Shelley

 
from today's NY Times:
November 16, 2007
V.C. Nation
In ID Theft, Some Victims See Opportunity
By BRAD STONE

GIDEON YU, the former chief financial officer of YouTube and current chief financial officer of Facebook, is one of the most notable new executives in Silicon Valley. But while Mr. Yu operated in high-tech’s highest circles over the last two years, an impersonator was quietly using his name and credit card number to make fraudulent purchases.

Mr. Yu and his wife did not spot the identity theft for months, until a spending spree in Reno, Nev., got their attention.

In the unpleasant aftermath — ineffectual police reports, endless phone calls with banks — Mr. Yu delved into the world of identity theft prevention, looking for tools to protect himself and the estimated 15 million Americans who have been touched by the crime. The average loss of funds in a case of identity theft was $3,257 in 2006, according to a study by Gartner, a research firm.

“It felt like a problem that was really ripe for solving with technology,” Mr. Yu said.

He is trying to make that happen. This week, a young company called Debix, which places automated calls to its customers every time someone opens credit in their name, will announce that it has raised a round of financing from private investors like Mr. Yu and Launny Steffens, a former vice chairman of Merrill Lynch.

Other individual investors and venture capital firms also see opportunity in the business of combating identity theft. The big three credit agencies — Equifax, Experian and TransUnion — offer several tools for preventing ID theft, but generally make putting such measures in place difficult for consumers — requiring them to send requests by certified mail, for example, and making them renew fraud alerts every 90 days.

A raft of new companies like Debix, LifeLock and TrustedId say they can make it easier for consumers to protect themselves — for a monthly fee of about $10. “We take a miserable and painfully confusing process and make it as easy as we can, given the constraints the credit agencies put on us,” said Scott Mitic, chief executive of TrustedID, which is based in Redwood City, Calif.

Debix, based in Austin, Tex., will begin widely marketing its service this month. Subscribers pay $99 a year and give the company their cellphone number and two backup numbers. Whenever new credit is opened in a subscriber’s name, Debix’s automated network calls the customer and plays a message that the customer prerecorded in his own voice. Customers then must enter a four digit PIN code to approve the transaction or press the star button to decline it.

Debix has signed up 275,000 customers in the last two years by offering the service through companies and state governments that have lost their customers’ or citizens’ private data and now want to extend an additional layer of identity protection to victims.

Bo Holland, the company’s chief executive, said that modern payment and credit networks did an incomplete job on commercial transactions. “What is missing,” he said, “is a common switch to allow two parties with no prior relationship to confirm each other’s identities.”

LifeLock, based in Tempe, Ariz., has about 400,000 customers and raised $6.85 million last spring from three venture capital firms, including the prominent Kleiner Perkins Caufield & Byers. For $10 a month, or $110 paid annually, LifeLock places and preserves fraud alerts on a customer’s credit reports with the big three credit companies and several smaller credit firms. It says it also keeps customers’ names off junk mailing lists and can clean up a credit history if thieves do manage to steal an identity.

Among its peers, LifeLock has attracted the most attention — much of it negative. In radio and television ads, Todd Davis, chief executive of LifeLock, gives out his Social Security number to demonstrate his faith in the service. As a result, he has been hit with repeated identity theft attacks, including one successful effort this summer in which a check-cashing firm gave out a $500 loan to a Texas fraudster without ever checking Mr. Davis’s credit report.

Last summer, The Phoenix New Times, an Arizona paper, reported that LifeLock’s co-founder, Robert Maynard, had a criminal past. Mr. Maynard later resigned.

LifeLock’s venture capital backers say they knew about Mr. Maynard’s problems and that the company is doing well, despite the reports.

“Not one investor or board member was unaware of the issue,” a partner at Kleiner Perkins, Ted Schlein, said. “LifeLock is executing very well and growing fast.”

In October, a third player, TrustedID, raised $10 million from the venture capital firms Opus Capital and Draper Fisher Jurvetson. The company says only that it has “hundreds of thousands” of customers. It charges $12.95 a month and sets not only fraud alerts but freezes — a more draconian measure that makes it impossible for creditors to grant credit until a freeze is lifted.

Like its rivals, TrustedID’s business is vulnerable if Congress succeeds in pressuring the three major credit agencies to make these theft-fighting measures cheaper and more accessible to consumers. Senator Charles E. Schumer, Democrat of New York, criticized the credit companies last month for making identity theft freezes too cumbersome to set and lift. Each of the three credit agencies recently bowed to public pressure and made freezes available in all 50 states.

Many consumer advocates say that no one should have to pay anything to defend against identity theft. “Having to renew a fraud alert every 90 days is a pain, and I can see why there’s demand for these services,” said Gail Hillebrand, a senior lawyer at Consumers Union. “But the ultimate solution is not for consumers to pay someone extra. It’s for the credit agencies to make this an easier process and to extend fraud alerts for a year.”

Even if that happens, the identity theft companies, and their backers, say they can expand their services and offer consumers a greater array of protections from financial fraud.
 
Posted by Shelley on Friday, November 16, 2007 - 8:43 PM
[Reply to this
Oh,jessica
jessica cring

 
courtney i love your music i think you are great and i enjoy reading your blogs because you just write them no filter :)
but i think if noone cares enough to tell u i will, it sounds like you are experiencing an age old problem with radiohead.... "all hate is envy" reread what you wrote, pull it back in, and think about it
LOVE!
 
Posted by Oh,jessica on Friday, November 16, 2007 - 8:43 PM
[Reply to this
ANDREW

 
Kid A is the sound of isolation - the sound of crumbling apart in a corner.

Hey Courtney, i'm interested what books your reading, cuz your obviously well read. Could you maybe blog about books sometime? Lol, just a thought...

And what do you think of M.I.A.? She's sooooooooooooooo punk man! Maybe not in form - but definately in function. Check her out!

I hope you don't throw away any of the tracks that don't make it on the album, i friggin' LOVE all your b-sides with Hole - and i don't see why your solo-project b-sides would be any different. I'm a big fan, first and foremost, of your LYRICS. I think they stand on their own as poetry.

You need to invoke Hester Prynne in more of your lyrics ;)
 
Posted by ANDREW on Saturday, November 17, 2007 - 2:51 AM
[Reply to this
Jesse

 
i don't dare look at my credit score right now. i got student loans that won't be taken care of for the next 200 years. i did pay off a newer car so i guess thats a plus. but it definitely is good to be smart with money.
 
Posted by Jesse on Saturday, November 17, 2007 - 5:31 AM
[Reply to this
d a n i e l
Daniel Geddis

 
I LOVE Suze! I watch her show every week :)
 
Posted by d a n i e l on Saturday, November 17, 2007 - 8:56 PM
[Reply to this
Mirna

 
Hey Courts :) The great thing about going indie is doing whatever you like with your music! but it costs!! but I guess it's worth the $$ :)
Thanks for all this financial advice! I really better double check things to make sure i'm not double charged, people aren't really honest these days & they won't hestitate to take more cash here and there... which isn't even their hard earned cash - don't they realise it's stealing?? they don't care i guess, why should they, they want my money but you know what?? THEY CAN'T HAVE IT!! :)

Love you lots and lots and lots!! ROck on and have a greaaat week ahead!
xxxxMirna :)

************************************************************************************************************************************************************************************************************************************GOD SAVE OUR QUEEN OF ROCK!!
 
Posted by Mirna on Sunday, November 18, 2007 - 1:56 PM
[Reply to this
Renee

 
I bought In Rainbows for $10, not so much because I like Radiohead but moreso because I HATE the RIAA. Bastards! I also bought Saul Williams' Niggy Tardust just for that reason.

I would love to see you go out on your own and stick it to the RIAA. You've got the clout to do it in whatever fashion you decide. I agree with the person who suggested CDBaby...I LOVE that site and have found some amazing music on there. They also treat their artists right, including paying them every week (http://cdbaby.net/). Also check out VAST (www.realvast.com or www.2blossoms.com) to see what they've done if you want some other examples.
 
Posted by Renee on Sunday, November 18, 2007 - 10:55 PM
[Reply to this
The Jude
Jude M

 
The Radiohead album was good, but not a Karma Police. It really wasn't as mindblowing as i thought/hoped it would be. I guess they can easily take the risk with less stunning material.

I think you doing this would be a great idea. A lot of people feel fear of buying something new that they're not sure about, but if something can be sold online or whatever more people are likely to take the risk, hence more winning of fans...
How about testing the album material on the net and having votes for what should be on the album? Has anyone done that?
 
Posted by The Jude on Sunday, November 18, 2007 - 11:22 PM
[Reply to this
♥Mrs Love♥
Mrs Love Peter

 
:O)

Safe x
 
Posted by ♥Mrs Love♥ on Tuesday, November 20, 2007 - 8:56 PM
[Reply to this
BAZZER

 
hey darlin!

cant wait for u to go on tour! and about the financel stuff...god its so hard to figure out who u can trust!! this world is a bitch!....

i llove u!!!!

p.s. im scared to ask..because everyone knows but "who s Suzie Orman!??? ill google her!!!!??
 
Posted by BAZZER on Thursday, November 29, 2007 - 9:43 AM
[Reply to this
cosmic corey is outtasight!
Corey Gillich

 
lovvvvvvvve you. anyway, yeah you gotta burn to kid a AND amnesiac, or else you are going to be really bored with headphones on.
 
Posted by cosmic corey is outtasight! on Thursday, November 29, 2007 - 11:15 PM
[Reply to this
TANAKA

 
Yeah,
I paid for "In Rainbows" even if I want "real" records with artwork and everything. But if a band comes with such a great idea you have to support that.

cheers
Verner
 
Posted by TANAKA on Friday, November 30, 2007 - 1:09 PM
[Reply to this
wirrow

 
i mean what ever happened to swapping anyway!
swap thingss
 
Posted by wirrow on Saturday, December 08, 2007 - 9:36 PM
[Reply to this
why i quit:
Veronica Grey

 
C:
if it makes You feel Better
Because of You
i won't go to Chase Bank.
so see, You are Making a Difference :)
i could just see You holding "Risk Management Seminars..."
and My Word for Today off Your Blog?

"Percolating."

Namaste.
 
Posted by why i quit: on Wednesday, December 26, 2007 - 10:27 PM
[Reply to this
Ron
Ron Hoover

 
..hi courtney....i got a question,do you still smoke cigarettes?....i quit on 30th bday back in 94.....take my advice,quit,but you'll never will listen to me.....happy birthday bay the way,mine's july 6th.....radiohead is a cool band,havent heard the latest yet.........later......
 
Posted by Ron on Thursday, July 02, 2009 - 11:46 PM
[Reply to this
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