HR3200 is, in short, the attempt to regulate health insurance companies so that more people can be covered. The watchword is "market". What is the health insurance market? Well, Iowans who are insured are 67% covered by just one company, Wellmark Blue Cross Blue Shield, a former nonprofit which is now a for profit company.
I talked to one of their receptionists just the other day:
http://www.youtube.com/watch?v=LF0AJ4fp0eg