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For many, cost is the single greatest barrier to quality health care
access. Premiums are simply too high, so there are millions forced to
forego coverage altogether so they can afford to pay their other bills.
There is general agreement on both sides of the current political
discussion that something needs to be done to mitigate the cost of the
care Americans receive so that it becomes affordable for everyone who
needs it.
These are just a few of the reasons why the costs are too high:
1)
Lawsuits - In the current system, malpractice lawsuits are being filed
all the time, and when massive settlements are the result, the cost of
care is forcibly increased. This affects everyone's insurance premiums
and leads to what some have called "defensive medicine"; doctors end up
having to defend themselves from suits by ordering superfluous tests
and procedures, increasing the cost even more.
2) Unhealthy
Living - A large percentage of Americans live sedentary lifestyles and
make poor choices when it comes to their diets. In addition, there are
millions of people who still smoke and drink too much, in spite of
their knowledge of the negative effects it has on their health. These
habits result in severe health
problems later down the road that raise the cost of care for themselves
and others. Personal responsibility is a key factor, and making a
difference starts with our daily choices.
3) Errors and
Overcharges - When it comes to your medical bills, who's looking out
for you? Sadly, millions of people and thousands of organizations fall
victim to costly mistakes or overcharges that inflate their bills and
empty their wallets. Studies have shown that as many as 9 out of 10
medical bills from hospitals contain errors. Companies like TrueFACS have responded by offering medical bill auditing services aimed at mitigating these costs.
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