Wow! It's been such a long time since I posted here. I kept on planning to post but then the longer I stayed away the harder it was… (Geesh I sound like someone who gave her kid up for adoption)
So I planned on posting about Jamaica (aaaages ago) because soooooooooooo much happened that I wanted to tell you guys about but I never got around to it, even though it is almost a year late (well kinda sorta) I still plan on posting about my dramas in the airport, and how they tried to tell me I didn't have a return ticket, Jamaicans obsession with homosexuality, My friend's hating azz sister, Staying in the countryside with just the darkness, trees and a sackful of weed, going to the beach after midnight etc etc…
I haven't blogged in so long because of the whole moving situation. As most of you all know I have been looking for a place since I got back from Brazil in January. My search took me far and wide and round the block and back again. After much run-around I found a nice little two bedroom terrace house. It is a little further out than I had wanted, but hey I've got to go with what my money can buy right?
I was actually hoping to be moved in before I went to Jamaica but alas t'was not meant to be! I had to move out of the place I was sharing with Ruth at the end of April and I moved back to my parents' home, which in a way was good timing because Ruth gave birth to a baby girl in July, and it was time for her to go too! I had my completion date then set for the middle of June. I was waiting for the mortgage offer to be amended, as it has been previously approved for another property that fell through.
Of course it all went wrong. I was told by my mortgage broker than the bank had refused the mortgage. They said that something had probably gone wrong with my credit rating since the last time I'd been scored and so begun the endless stream of phone calls and letters, only to find out that there was nothing wrong with my credit. I then went to see an independent financial advisor who came up with some other reason and tried to peddle me a mortgage which was a percent and a quarter higher than what I had previously had.
I attempted to shaft him only to get persistent telephone calls and emails trying to persuade me to go on his shitty "deal," as there was "no chance" of me getting the cheaper rate. In the end I had to lie and just tell him the cheaper rate had been approved to get him to bog off.
So the next couple of months I spent trying to get the cheaper mortgage approved. In the end it was, but of course more problems lay ahead. The bank took forever to send their surveyor round, and then once the survey was done, they sent out an offer letter to the solicitors with the wrong price, then they put it down as a flat, and then they put the amount of deposit down wrongly. It was never ending and in the end the letter was sent from the bank to the solicitors a total of 4 times before it was done correctly.
Well it's all over now and booooooy am I glad! I moved in on the 16th of September and I am loving it! I got a tracker rate, so now the rates have dropped down to the lowest rate since the 60's it is ALL to the GOOD for me!!! I had a good rate already and now it is EVEN better. I thought my ass would be broke and holiday less for a couple of years, but if the rate stays like this for a little while more it looks like that might just not be the case!!!
I had the good foresight to book a trip before the mortgage went through in the case of impending brokenness. So instead of Brazil this Christmas I'll be going to Ghana, and Nigeria for the first time ever.
So everybody... What's been going on with you since I was last here?