Let's see.  I guess I should go back to last Wednesday first.  Fought with my Lawyer again who knows less and less about my impending closing every minute.  They wanted me to give a number of how much credit I'd rather receive instead of having repairs done.  The nerve, even today they were unaware I had given in and given them a reply as to how much credit I'd be willing to accept.  I think they just want me to do all this legwork myself; next time I either need to just use my Realtor's people or do ALL the work myself because I'm doing everything over and over and over and being asked the same shit over and over, too.  For example, today my Lender springs upon me whether or not I decided to use escrow for paying taxes and insurance.  I don't remember WHAT I signed... just I signed whatever I agreed to in the first place.  Gees.

I brought laments similar to this to the attention of my friends Wednesday night since they asked how I am faring in these matters.  Truth be told, they couldn't be less helpful about it.  Sorry, guys if you are reading this, but as I said it isn't the first time I've voiced concerns and gotten conflicting advice.  Especially to be made fun of later because I don't know (off hand) how much my taxes are... I explained I don't worry about the breakdown of things as much once I've resigned to pay a FULL amount and the FULL amount is fine with what I've budgeted since I've erred on the conservative side all the way.  To me that kind of thinking is like me asking how much sales tax is on a car... I don't know; I know the APR and how much my monthly payment is (0 at this time).

Along with this, I keep having to chase down ridiculous amounts of information on this place I don't live in yet and have to provide this information AND PAY FOR a year's worth of insurance (I realize this is somewhat standard now, but damn it was a pain in the ass just getting a quote to work with first!) before I can be loaned the money I need from my lender.  How far away is the nearest fire hydrant?  Are walls built from Fire-rated Dry Wall considered "Firewalls"??  If they HAVE to inspect the property anyway, why can't they just estimate it for me and find out for themselves how far the damn hydrant is?  And why does nobody ever call my realtor for information she can provide (such as the name and phone number of the Condo Association)... why do they keep calling me asking ME to find this shit out?  I mean, I had my lender call me asking for that number not because he wants it but because my lawyer wants it... my lawyer who has been faxing back-and-forth my contract with the realtor!  Does that make any damn sense??

Hopefully we close on time because this really bugs the hell out of me and makes me lack focus in a lot of ways.  For one thing, this blog was supposed to be about seeing my friends on Halloween.  Blog to follow... now...